Business
General Liability Insurance
Coverage for the 'what if someone gets hurt' moments.
General liability protects your business from third-party bodily injury, property damage, and advertising injury claims — the most common reason small businesses get sued.
Why it matters
- Slip-and-fall claims at your premises
- Damage to client property at job sites
- Legal defense costs included
- Required by most landlords and contracts
Typically included
- · Bodily injury liability
- · Property damage liability
- · Personal & advertising injury
- · Medical payments
Usually not included
- · Professional advice errors (E&O)
- · Employee injuries (Workers Comp)
- · Product recalls
FAQ
Questions we hear about General Liability Insurance.
Is GL the same as a BOP?+
GL is one part of a BOP. A BOP adds property coverage on top.
What limits should I carry?+
Most small businesses carry $1M per occurrence / $2M aggregate. Contracts may require more.
Get a General Liability Insurance quote today.
Two-minute form. Same-day response from a real local agent.