Business
Owner's Package Insurance
One bundled policy. Less paperwork. Better value.
A business owner's package (BOP) combines property, liability, and business interruption coverage into one streamlined policy — designed for small and mid-size operators who want broad protection without juggling multiple bills.
Why it matters
- Property + liability in a single policy
- Often less expensive than buying separately
- Business interruption income if you're forced to close
- Tailored endorsements for your industry
Typically included
- · Building & contents
- · General liability
- · Business interruption
- · Equipment breakdown (add-on)
Usually not included
- · Employee injuries (see Workers Comp)
- · Vehicles (see Commercial Auto)
- · Professional errors (see E&O)
FAQ
Questions we hear about Owner's Package Insurance.
Who is a BOP best for?+
Most small businesses with under $5M in revenue and a physical location or inventory.
Can I add cyber liability?+
Yes — we routinely bundle cyber, EPLI, and other endorsements onto BOPs.
Get a Owner's Package Insurance quote today.
Two-minute form. Same-day response from a real local agent.