Personal
Boat & Marine Insurance
Insurance for time on the water.
Coverage for boats, personal watercraft, trailers, and on-board gear — including liability, physical damage, towing, and fuel-spill coverage.
Why it matters
- Hull & equipment coverage
- On-water liability
- Towing & emergency services
- Fuel-spill liability
Typically included
- · Hull
- · Liability
- · Medical payments
- · Personal effects on board
Usually not included
- · Racing
- · Use as a primary residence (separate)
FAQ
Questions we hear about Boat & Marine Insurance.
Is my boat covered on the trailer?+
Yes — most policies cover the boat on a trailer; the trailer itself may need its own coverage.
What about my fishing gear?+
Personal effects coverage handles gear; high-value rods/reels can be scheduled separately.
Get a Boat & Marine Insurance quote today.
Two-minute form. Same-day response from a real local agent.